Payment Options

Billing & Insurance

We want to make it as simple as possible for you to manage the costs of services, understand the billing process, navigate the payment system and prepare you in advance for your visit.

Medical costs are often unanticipated and not all costs are covered by insurance. Because of this we offer payment plans and, in certain circumstances, financial assistance programs that can make your payments more manageable.

Should you have any questions regarding billing, please call (802) 847-8000 (local) or (800) 639-2719 (toll free).

Insurance Plans

CVPH participates with all major companies offering insurance in our region. If you don't see your insurance listed below, please call (518) 562-7075 to verify if we accept your insurance.

Insurance Carriers

Please Note: The below is a list of insurers contracted with Champlain Valley Physicians Hospital, but it does not guarantee participation of your specific insurance plan or coverage of your planned service (i.e. medical, dental, behavioral health, etc.). Although some exclusions may be called out below, this list does not fully capture covered lines of business (i.e. Commercial, Medicare Advantage, Managed Medicaid) or products. Visit our Out-of-Network Policy FAQ to learn more about which insurance companies consider UVM Health Network hospitals and providers as out-of-network. Please contact your insurer to determine your unique benefit coverage.

Aetna
Aither (formerly Resolve) / St. Regis Mohawk Tribal Health (Medicare)
Beacon (Value Options) (excludes Commercial HMO, Medicare Advantage, and Managed Medicaid)
Capital District Physician Health Plan (CDPHP)
Capital District Physician Healthcare Network (CDPHN)
CHAMPVA
Cigna
Coventry / First Health / Aetna (excludes HMO, EPO or QPOS)
Emblem Health - GHI Family
Empire Blue Cross Blue Shield
Excellus Blue Cross Blue Shield
Fidelis (New York Quality Healthcare Corporation) (excludes Exchange products)
GEHA- The Affordable Network
Harvard Pilgrim Health Care (excludes NH Health Benefit Exchange, Medicare Advantage, and Managed Medicaid)
Highmark Northeastern New York (Highmark NENY) (formerly BSNENY)
Humana / Choice Care Network
MagnaCare
Managed Physical Network (MPN)
Medicaid (NY and VT)*
Medicare*
MultiPlan / Private HealthCare Systems (PHCS) / Beech Street Corporation
MVP
Three Rivers Provider Network
TriCare for Life - Skilled Nursing Facility
TriCare Humana Military (excludes Humana Behavioral Health)
TriCare Martin's Point Health Care (excludes Behavioral Health)
United Behavioral Health/Optum
United HealthCare 
United HealthCare - The Empire Plan
Veteran's Administration Community Care Network (VA CCN) (United HealthCare) 

*Not every provider type is eligible to enroll with Government Payers. Please consult your provider’s office prior to visit for confirmation.

Last updated: 11/15/24

UVM Health Network, MVP Joined Forces to Offer Medicare Advantage Program

The UVM Health Network and MVP Health Care have partnered to co-create an innovative Medicare Advantage plan shaped by Network physicians to better meet the needs of older adults in Vermont and northern New York. The plan is expected to begin on January 1, 2022.  For more information, click here.